Boat and Motorcycle Insurance

We provide three easy ways to get a quote:

Most accurate, hidden discounts

Fill out our online form and we’ll run a quote for you, finding all the hidden discounts along the way

Most accurate, hidden discounts

Print out our online PDF form and bring it into our offices for an accurate quote from one of our agents!

Best option if you have questions or special needs

Give us a call or send us an email and a friendly agent will help you get started.

For many families owning a recreational vehicle is a great thrill. Whether it is a boat, motorcycle or ATV making sure you are covered can be quick, easy, and many times very inexpensive. Unfortunately, many people find out the hard way that their boat was not included in their homeowners insurance. By using one of our knowledgeable agents you can save time and money. Many companies offer competitive rates on boats, motorcycles and ATV’s and most often you can save money by pairing them up with your auto, home, or both.

Boat Insurance

Boat Insurance 101- THE BASICS

What do I need to know?

Boat Insurance is made up of a few different coverages. Here are a few things to make sure you have.

  • Agreed value– the insured and insurance company agree on a replacement value. Most commonly used with newer boats
  • Market Value– similar to an actual cash value; the policy takes market value and depreciates based on age.
  • Uninsured/Underinsured Motorist– covers any excess payments necessary if the at fault driver does not have enough insurance or if they are uninsured.
  • Deductibles– Insured’s portion of damage after loss occurs.
  • Liability- Covers damage to other peoples property
  • Personal Effects– Covers property you have on the boat. These include fishing, skiing , and other sporting equipment.
  • Medical Payments– covers you and your passengers in case of medical assistance.

Motorcycle Insurance

Motorcycle Insurance 101- THE BASICS
What do I need to know?

Motorcycle Insurance is made up of a few different coverages. Here are a few things to make sure you have.

  • Deductibles– Insured’s portion of damage after loss occurs.
  • Liability– Covers damage to other peoples property
  • Custom Equiptment– Covers customized parts and equipment you have on your bike.
  • Uninsured/Underinsured Motorist– covers any excess payments necessary if the at fault driver does not have enough insurance or if they are uninsured.
  • Medical Payments– covers you and your passengers in case of medical assistance.

Integrity Personal Insurance has helped many people find the best rates on recreational vehicles. We have built relationships with carriers that understand the products and are willing to compete for your business. Contact us today to find out how you can get the most out of your insurance dollars.

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